Darn Tough Vermont donates 2,000 pairs of socks to relief effort

first_imgDarn Tough Vermont,Touched by the devastation to many Vermont communities in the wake of Hurricane Irene, including its hometown of Northfield, Vermont, and inspired by the generosity of its neighbors, Darn Tough Vermont has pledged to make an initial donation of 2,000 pairs of socks to those in need across the state. The Vermont Foodbank will strategically distribute the men’s, women’s and children’s socks throughout the state to communities hit hardest by Irene’s flooding.   ‘Everyone is giving what they can during this challenging time for our state,’ said Ric Cabot, owner of Darn Tough Vermont. ‘While food and water take precedent, a new pair of socks can go a long way for a family who has lost many necessities, or for someone who is standing all day in damp, humid conditions trying to rebuild their community. I know it’s just socks, but it’s what we do.’Darn Tough Vermont and the Cabot Hosiery Mill have been making socks in Northfield, Vermont for over 30 years. The over 100 employees who work at the mill, including many from flood-ravaged Northfield, have all felt to affects of Irene in some way or another.Cabot added, ‘Our staff has pulled together to help each other out during this difficult time. We are offering financial assistance to our employees who were hardest hit and unable to return to work. Thankfully, most of our staff was able to come back to the mill quickly. Inspired by their dedication and the generosity we’ve been seeing across the state, we hope these 2,000 pairs of socks will make the recovery effort a little easier.’For more information on the Vermont Foodbank please visit www.vtfoodbank.org(link is external) or call (800) 585-2265. For more information on Darn Tough Vermont please visit www.darntough.com(link is external).Darn Tough Vermont is a manufacturer of premium, all weather outdoors socks, with headquarters in Northfield, Vermont. Darn Tough Vermont offers products in six active wear categories: ski/ride, hike/trek, run/bike, lifestyle, hunt and kid’s styles. The company’s product is distinguished from industry competitors by: 100% USA manufacturing; small needle knitting which results in more stitches per inch and exceptional durability and cushioning; an exclusive blend of either Coolmax® or ultra-fine merino wool for softness, fit, durability and moisture management; and a unique unlimited lifetime guarantee policy. For more information, visit: www.darntough.com(link is external).last_img read more

Billy Crystal, Muhammad Ali Raise $1M for Long Beach

first_imgSign up for our COVID-19 newsletter to stay up-to-date on the latest coronavirus news throughout New York Billy Crystal donated $1 million to the City of Long Beach on Saturday, June 22, 2013 (Courtesy of Long Beach)Actor-comedian and Long Beach native Billy Crystal returned Saturday to his childhood city to donate $1 million raised by his Hollywood actor friends with the help of boxing champion Muhammad Ali.With scores of residents looking on, the Analyze This star handed to city officials two checks: $12,000 from his family and $888,000 raised by Steve Martin, Robert De Niro, Robin Williams and Jimmy Walker at Ali’s annual Parkinson’s Disease research charity boxing event, Fight Night.“This is the first time they have diverted funds from Parkinson’s research,” Crystal said of Ali. “To help out Long Beach.”The funds are meant to help the continuing Sandy recovery in the City by the Sea, where the boardwalk is being rebuilt, neighborhoods and businesses are still rebuilding and the Long Beach Medical Center has yet to reopen eight months after the Oct. 29 superstorm.“Janice and I though $888,000 is a great amount of money, but a million sounds a lot better,” he said, referring to his wife.Basketball star and two-time Olympic champion Nancy Lieberman also donated two basketball courts to the city.Crystal, who toured the city and filmed a commercial for Long Beach while he was there, said where the donated money will be allocated has yet to be decided.“Don’t spend it all in one place!” he joked after asked city officials for two forms of ID while handing over the checks.“There’ll be more help on the way,” he added. “There’ll be more to come.”last_img read more

3 reasons why right-party contact is more challenging than ever

first_imgOne of the biggest challenges collection operations face—whether an in-house or outsourced venture—is making contact with delinquent borrowers. The collections industry has always had to deal with and overcome negative stereotypes, but in this day and age of heavy regulations and evolving technology, right-party contact is more challenging than ever for three particular reasons:The Decline of the Landline It’s not rocket science—if a borrower doesn’t pick up the phone, it’s impossible to collect on a delinquent payment, so reaching them is key. However, as technology and consumer behavior has evolved, we’ve seen the number of Americans with landlines in their homes drastically decrease. According to the National Health Interview Survey, 44% of American households only had cellular phones during the first half of 2014. This trend toward mobile-only communication seems to be more prevalent among the young and the underprivileged. Among all age groups, 69.3% of 25-29-year olds, and 59.1% with a poor household poverty status1  were mobile-only households.But when the only option is to reach a delinquent borrower on their mobile phone, collection operations have to be prepared to navigate the complexities of regulations.Regulations Surrounding Calls to Wireless Phone NumbersThe regulations surrounding collections—specifically calling mobile phone numbers—are complex. Among other things, the Fair Debt Collection Practices Act (FDCPA) prohibits calls to cell phone numbers from auto dialers, unless they comply with the Telephone Consumer Protection Act (TCPA), namely, the portion of the act that states borrowers must give prior consent to contact them on their cell phone.The TCPA is a noteworthy challenge for collection operations because although the law was originally enacted to restrict solicitations, i.e., telemarketing, it lumps debt collectors into the law, even though telemarketing and collection calls are completely different.Regulations and the uncertainty of future regulations are a significant concern for many of our credit union clients. Keeping a firm grasp of compliance is no cake walk—in fact, we employ a dedicated compliance and legal team to stay informed of regulatory changes, conduct internal audits, and train our staff, among other things, because we recognize the impact that missteps could have to our business and that of our clients.Ineffective Calling StrategiesWhen collection operations utilize calling strategies that only include calling delinquent borrowers during typical business hours—8 a.m.-5 p.m.—when most people are at work, their right-party contact rates are obviously going to be impacted.And, as most collection management teams know, early stage contact is critical. Collectors strive to be the first collection call borrowers get so that they can be the first in line to receive a payment. But, it’s evidently not that simple—being the first in line to receive a payment from a delinquent borrower means increasing your contact rates by developing a calling strategy that includes prime time or evenings to increase your chances of reaching the borrower. Of course, in order to implement this type of strategy, you will have to consider flexing your team’s schedules to include evening and weekends, which may require overtime pay. The cost to collect a single dollar can quickly rise the more you align your calling strategy with the typical consumer’s schedule of availability.These are all real issues that we discuss with our clients on a daily basis, and even encounter internally in our own collection operation. And although there is no silver bullet-solution, by being informed and proactive, you can find creative solutions to help your operation overcome these challenges.Learn even more about industry trends and actionable ways that you can improve your in-house collections process in our ebook, Collections: To Outsource, or Not to Outsource, That is the Question.    Based on household income and household size using the U.S. Census Bureau’s poverty thresholds. “Poor” persons are defined as those below the poverty threshold. 98SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Brad Young As COO of The Financial Institution Group’s AutoPilot® Services, Brad Young manages and consults on all aspects of SWBC’s suite of risk and account management services, including collections, … Web: www.swbc.com Detailslast_img read more

Work on the big stuff first

first_imgAs the daughter of a soil scientist, I listened up when Heidi Macpherson, Ph.D., started talking about filling a jar with rocks and sand.President of the State University of New York at Brockport, Macpherson presented at the Danielle Downey Credit Union Classic Women’s Executive Forum on July 18 in Rochester, N.Y. Sponsored by $859 million The Summit Federal Credit Union, Rochester, the three-hour event brought together female executives, golf pros and high school students served by the Hillside Family of Agencies around the theme of “Paths to Success.”Macpherson told about a consultant she once heard speak who showed a room full of overachievers a big glass jar. She placed good sized rocks in it up to the top and then asked the group, “Is it full?”The group said, “Definitely!”Then the consultant poured in some smaller pebbles into the jar, which filled the spaces between the rocks. The consultant asked again, “Is it full?”The group said, “Yes, now it’s full!” continue reading » 12SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

CDC offers advice on citizen use of masks, respirators

first_img They live with someone who has flu symptoms (resulting in possible exposure) and they need to be in a crowded public place. Feb 1 CIDRAP News story on nonpharmaceutical measures recommended by CDChttp://www.cidrap.umn.edu/cidrap/content/influenza/panflu/news/feb0107pandemic.html “State and local public health agencies are continuing to work with their communities to prepare for a possible pandemic and to ensure that citizens understand that facemasks and respirators should be used in combination with other preventive measures, such as hand hygiene and social distancing.” Furthermore, people who care for a pandemic flu patient at home or have other close contact with sick people in a pandemic should consider wearing an N-95 respirator, a more elaborate type of mask designed to stop virus-sized particles, the Centers for Disease Control and Prevention (CDC) advised. For example, says an 11-page guidance document the CDC released, people might choose to wear a face mask when going to a grocery store or a religious service, and they might want to use a respirator when visiting a sick neighbor to deliver food or medicine. Surgical face masks are simple masks designed to fit across the nose and mouth and catch large respiratory droplets produced by the wearer, but they also offer some protection from others’ secretions. They are inexpensive and typically fit fairly loosely. They have the flu and think they might come in close contact with others. N-95 respirators are thicker masks that are designed to fit tightly to the face and block at least 95% of small airborne particles. They must be specially fitted for the wearer. Surgical masks and N-95 respirators used for infection control in the United States are intended to be discarded after one use, though washable fabric masks are used in a number of countries. She added that a respirator can lead to a “false sense of security,” because if it fits poorly so that air can leak around it, it provides less protection. . . . “If you’re going to choose a mask right now, it’s probably best to think about a simple face mask that prevents your respiratory secretions from infecting someone else” and that also offers some protection from incoming droplets, she said. Because respirators fit tightly, they make it harder to breathe, which can be a serious problem for people who have heart or lung disease, she said. Also, “For people who have a beard, it’s just about impossible to make it fit tight enough to the face to work as an effective filter.” The CDC recommendations drew a positive response from two non-CDC public health officials contacted by CIDRAP News today. The new guidance was preceded about 3 months ago by CDC recommendations on general nonpharmaceutical community measures to combat a flu pandemic. The new document comes about 6 months after the CDC called for stronger respiratory protection for healthcare workers in a pandemic. In guidance issued in October 2006, the agency said the use of N-95 respirators is prudent for medical staff providing any direct care for pandemic flu patients. Oct 18 2006 CIDRAP News story “HHS backs respirator use in caring for pandemic flu patients”http://www.cidrap.umn.edu/cidrap/content/influenza/panflu/news/oct1806masks.html Flu spreads mainly when people come in close contact, meaning about 6 feet, with those who are sick, according to the CDC guidance. Long-distance transmission of flu viruses through the air, such as through ventilation systems, has not been proven. Sick people are most likely to spread the virus early in the illness, especially when they first start to cough and sneeze, the document says. CDC officials said avoiding crowded conditions and infected people are the most important precautions in a pandemic, but masks and respirators may provide additional protection. Standard precautions such as hand hygiene and social distancing should also be used, officials said. The CDC said people should consider wearing a face mask during a flu pandemic if: If N-95 respirators run short during a pandemic, face masks can be used instead—and should be used when close contact with sick people is expected, the CDC guidance says. Duchin said he senses that the threat of a pandemic has waned in the public’s consciousness. “But when people are engaged in discussing pandemic preparation, masks and respirators are something they ask about,” he said. Gerberding said the CDC is not recommending that people stockpile masks or respirators now. However, she said, “This might be a good time to get one and check it out, find out what’s comfortable for you. Can you even wear an N-95 respirator?” The CDC is stockpiling masks and respirators for use by healthcare workers in a pandemic, mainly because the supply depends heavily on imports. “We have almost 52 million regular surgical masks, and of N-95 respirators we have almost 100 million in the stockpile, with several million more on order,” Gerberding said. “We’re not really sure what role an N-95 will play in protection beyond caring for the sick,” she added. People should consider wearing an N-95 respirator if they are well and expect to be in close contact with someone who is known or believed to have the flu, and particularly when caring for a sick person at home, the agency said. They are well and don’t expect to have close contact with a sick person, but they need to be in a crowded place. In presenting the CDC guidance today, Gerberding said the agency is doing research to learn more about the role of masks and respirators in blocking flu viruses, but the results won’t be available for months or years. “So we decided to gather our best experts to give some practical advice,” she said. The guidance also suggests that, for necessary group meetings, everyone be encouraged to wear a face mask. Another option, it says, is to screen people arriving at a meeting and exclude anyone who has a cough or fever or has been exposed to a sick household member. May 3 CDC news releasehttp://www.cdc.gov/media/pressrel/2007/r070503.htm May 3, 2007 (CIDRAP News) – Though there is little scientific evidence to go on, wearing a surgical face mask may make sense for people who have to go into crowded public places during an influenza pandemic, federal health officials said today. “I think the guidance will be useful in the context of getting standardized information out to the public,” said Jeffrey Duchin, MD, chief of communicable disease control for Seattle King County Public Health in Washington. Though public health experts don’t have definitive answers on how helpful masks and respirators will be in a pandemic setting, the CDC’s guidance is a good source of information for people who are interested in their use, he added. “Masks may be an extra margin of safety, but none of the masks are likely to make a very big difference,” she said. They are “something businesses may consider, but they wouldn’t be our priority in terms of preparedness.” Paula A. Steib, communication director for the Association of State and Territorial Health Officials, commented, “While masks alone will not eliminate the risk of infection during an influenza pandemic, the CDC interim guidance is a good starting point. In response to a question, Gerberding played down somewhat the role of masks and respirators in business settings. She suggested that employees should follow the same approach the CDC is recommending for the public in general, but said the most important thing in pandemic preparations for businesses is to develop an overall continuity plan. “If people are not able to avoid crowded places, [or] large gatherings or are caring for people who are ill, using a facemask or a respirator correctly and consistently could help protect people and reduce the spread of pandemic influenza,” CDC Director Dr. Julie Gerberding said in a news release. Today’s interim guidance is intended to augment and supersede information in the Department of Health and Human Services (HHS) Pandemic Influenza Plan, released by the agency in November 2005. See also: “Think of it as a way to catch and contain respiratory secretions,” Gerberding said at a news briefing today. “These masks are very good catchers of those droplets, they keep your secretions contained within you.” Gerberding acknowledged today that it would be hard for people to properly test the fit of an N-95 respirator on their own, since fit-testing requires training. “We’ll be experimenting with others at the FDA and elsewhere to see if there’s a way we can help people with that,” she said. Although child-sized face masks are available, children may find it hard to wear them correctly, and the Food and Drug Administration (FDA) has not cleared them, the guidance says. Therefore, other prevention strategies, such as handwashing and social distancing, should be considered for children.last_img read more

Deutsche Bank in City shake-up

first_imgTo access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week. Would you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletterslast_img

Case study Leeds: a city to be reckoned with

first_imgWould you like to read more?Register for free to finish this article.Sign up now for the following benefits:Four FREE articles of your choice per monthBreaking news, comment and analysis from industry experts as it happensChoose from our portfolio of email newsletters To access this article REGISTER NOWWould you like print copies, app and digital replica access too? SUBSCRIBE for as little as £5 per week.last_img

Pirates Board Tanker at Anchorage off Guinea

first_imgThe 52,600 dwt chemical tanker Ance was attacked by pirates on September 16 while it was anchored some 5 nautical miles off Conakry, Guinea.Four pirates armed with a gun and knives boarded the tanker in the early morning hours, according to data provided by IMB Piracy Reporting Centre.The perpetrators reportedly took the duty AB hostage, tied his hands and forced him to lead them to the bridge. Once inside the bridge the robbers took the duty officer hostage and forced him to lead them to the Captain, Chief Engineer, third officer and bosun’s cabins, IMB PRC added.After looting the cabins, the robbers locked the crew in a cabin and escaped. Crew personal belongings, cash and ship’s properties were stolen, the report shows.The operator of the vessels, Latvia-based ship manager LSC Ltd, emphasized that there were no injuries to the crew members adding that the entire crew is in “good spirit and health”. The company noted that there were no reports of damages to the cargo and the vessel following the incident.last_img read more

Police Increasing Patrols Through Labor Day

first_imgBATESVILLE – Two local law enforcement agencies are stepping up enforcement efforts through the next month.The Batesville Police Department told us that they along with the Franklin County Sheriff’s Department will add more patrols in an effort to curb drunk driving between August 1 and September 1.The crackdown is in conjunction with The National Highway Traffic Safety Administration. Law enforcement agencies across the nation are participating in the “Drive Sober or Get Pulled Over” campaign.In 2012, Labor Day weekend saw 147 drunk-driving fatalities. To put it in perspective, throughout the year someone is killed in an alcohol-impaired-driving crash every 51 minutes, on average. Over the Labor Day weekend, that statistic jumps to one alcohol-impaired-driving fatality every 34 minutes.Among the people killed in drunk-driving crashes over the 2012 Labor Day holiday weekend, almost half were between the ages of 18 and 34.“We are determined to help bring these numbers down,” said Batesville Police Lt. Doug Wolfer. “There are too many people dying on the roads, and many of those deaths could have been prevented.”last_img read more

Mitchell Machine rewards IMCA Stock, Hobby, SportMod drivers

first_imgMitchell Machine awards will be presented during the national banquet in November or mailed beginning the following week from the IMCA home office.  WEBSTER CITY, Iowa – Drivers in four IMCA divisions earn post-season contingency awards from Mitchell Machine for a 13th season. Information about Mitchell Machine products and services is available at the www.mitchell-machine.com web­site or by calling 515 297-3333. Drivers in all four divisions must compete with a Mitchell-manufactured transmission and provide proof of pur­chase made between Jan. 1 and Oct. 1, 2019, return a sign-up form to the IMCA home office by Aug. 1 and display two Mitchell Machine decals on their race car.  The Webster City, Iowa, transmission manufacturer and machine shop again gives product certificates based on regional point standings for IMCA Sunoco Stock Cars and IMCA Sunoco Hobby Stocks, and on national point standings for Karl Kustoms Northern SportMods and Smiley’s Racing Products Southern SportMods.center_img Product certificates in the same increments will be awarded to top three eligible drivers in national standings for the two SportMod divisions. Top three eligible finishers in standings for both EQ Cylinder Heads Stock Car regions and both Big Daddy Race Cars regions for Hobby Stocks receive product certificates valued at $250, $100 and $100, respectively, “I don’t know when we put this program together that Ted Mitchell or I had the vision we’d extend it to a 13th season, but it has been consistent and effective and one our racers count on,” IMCA Marketing Director Kevin Yoder stated. “Three divisions of IMCA racers will again benefit from their involvement in 2019.”last_img read more