Buenas noticias: Hispanic homeownership soars

first_img Message* Share via Shortlink Email Address* Share on FacebookShare on TwitterShare on LinkedinShare via Email Share via Shortlink Tags Hispanics account for more than half of U.S. homeownership growth in the past decade despite making up only 18 percent of the population. An estimated 48 to 49 percent of Hispanic households owned their homes in 2020, up from 47.5 percent in 2019.That number has grown for six straight years and the trend is expected to continue. Between 2020 and 2040, according to a forecast by the Urban Institute, 70 percent of new homeowner households will be Hispanic.In fact, projections show all future homeownership growth will come from minorities. Black homeownership also rose last year, to 45 percent, up from 42 percent in 2019.Among the areas seeing the greatest growth in Hispanic homeowners are Houston, Dallas, Orlando, Seattle and Fresno. Hispanic Americans tend to be younger and have less student debt than other groups, including non-Hispanic whites.The median property value of homes purchased by Latinos with a mortgage in 2020 was $265,000, according to the report. For all ethnicities it was $313,000. The discrepancy stems in part from a 29 percent difference in median household income between whites and non-white Hispanics.The report also found Hispanic buyers’ closing costs were $599 more than white buyers paid for conventional mortgages and $1,410 higher for Federal Housing Administration mortgages, in part because their median down payment was 3.5 percent versus 10 percent for the general population. FHA loans require lower down payments but are more expensive.Contact Sasha Jones Full Name* Hispanics account for more than half of U.S. homeownership growth in the past decade despite making up only 18 percent of the population. (iStock)Hispanic homeownership had its biggest annual increase last year in two decades.As buyers — younger ones in particular — flooded the market in 2020, the number of Hispanic-homeowner households grew by more than 700,000 to nearly 9 million, according to Census data compiled by the National Association of Hispanic Real Estate Professionals. The Wall Street Journal first reported the analysis, which was released Wednesday.Read moreSurvey finds huge pay gap between white and Black realtorsHispanic buyers prop up U.S. housing marketRacial inequality in homeownership across US is sharpest in New York: report Housing MarketMortgagesResidential Real Estatelast_img read more

Walk-off hit nips Cougars again in Golden State, 2-1

first_imgMay 3, 2018 /Sports News – Local Walk-off hit nips Cougars again in Golden State, 2-1 FacebookTwitterLinkedInEmailMORAGA, Calif. (May 3, 2018)—Another frustrating walk-off hit led to a 2-1 defeat of BYU baseball on Thursday as it fell to Saint Mary’s College in a pitchers’ duel.Gael pinch hitter Ryan Novis singled to centerfield with two aboard in the ninth inning to break a 1-1 deadlock. Last Tuesday, the Cougars lost a 1-0 game from a walk-off double at Cal.Both teams got super pitching, but in the end it was Gael reliever Ty Madrigal earning his second win of the year in two innings of relief.  SMC, now 27-18 and 11-8 in the West Coast Conference, got a dozen strikeouts from Kevin Milam in seven innings from a hard slider, hard curve and swing-and-miss change up paired with a low 90s fastball.BYU starter Jordan Wood matched Milam’s four-hit outing, but went eight innings. However, his reliever Blake Inouye (1-5) was tagged with the loss. Among the key Cougar defensive plays was a 6-4-3 double play to end the sixth inning.The Cougars took a 1-0 advantage off an unearned run in the first inning and held that lead until the eighth when Jackson Thoreson’s seemingly routine fly ball sailed over the centerfield fence to knot the score.The initial lead came when BYU’s Brennon Anderson led off the first inning with a double to right centerfield in the first inning and advanced to third on a fielding error. A high-bouncing groundout by Brock Hale to third scored Anderson, but did not allow SMC to turn a double play.​BYU missed on a couple other scoring opportunities in the fourth and seventh innings. In the fourth frame, Nate Favero and David Clawson drew walks before Daniel Scheemann’s two out single to load the bases, but Milam fanned his ninth victim.In the seventh, Schneemann and Mitch McIntyre both singled to put two Cougars on with two out, but Milam recorded his 12th strikeout.The Cougars, now 19-21 overall and 8-11 in WCC, play the second of a three-game series on Friday afternoon against the Gaels.​​ Written by Tags: Baseball/BYU Cougars/WCC Robert Lovelllast_img read more

Two become one! RLA and NLA landlord associations to merge

first_imgHome » News » Associations & Bodies » Two become one! RLA and NLA landlord associations to merge previous nextAssociations & BodiesTwo become one! RLA and NLA landlord associations to mergeShock announcement will see 80,000 landlord and letting agent members merged into one single entity in January.Nigel Lewis30th August 201902,168 Views The UK’s two leading landlord associations have announced a shock merger that will combine their membership and activities into a new organisation, to be called the National Residential Landlords Association or NRLA.English and Welsh members of both the National Landlords Association (NLA) and the Residential Landlords Association (RLA) will be united into the new association, giving it a total membership of over 80,000.This, it is claimed, will mean it represents the owners of some 500,000 private rented properties or approximately 10% of the stock in the PRS.The merger will be put to the members of each existing association and, assuming it is voted through in September, will see the NRLA go live early in the New Year.Friendly competition“After more than 20 years of friendly competition the time is right to create a single organisation to represent and campaign for landlords,” a joint statement from the NLA and RLA says.“With so much of our work done in parallel there are major benefits to be gained for our landlord members.“We will be stronger together when presenting a unified voice to government both nationally and locally about the importance of supporting the majority of landlords who do a good job providing the homes to rent the country needs.”The NLA was founded in 1988 and the RLA in 1973 but in recent years have been pursuing almost identical roles including training and advice for landlords, and both lobbying and campaigning activities.landlords association NLA RLA August 30, 2019Nigel LewisWhat’s your opinion? Cancel replyYou must be logged in to post a comment.Please note: This is a site for professional discussion. Comments will carry your full name and company.This site uses Akismet to reduce spam. Learn how your comment data is processed.Related articles BREAKING: Evictions paperwork must now include ‘breathing space’ scheme details30th April 2021 City dwellers most satisfied with where they live30th April 2021 Hong Kong remains most expensive city to rent with London in 4th place30th April 2021last_img read more

USA: Fort Meade Hosts Chief Pinning Ceremony

first_img Share this article September 16, 2013 View post tag: hosts USA: Fort Meade Hosts Chief Pinning Ceremony View post tag: chief View post tag: Defense View post tag: Pinning View post tag: Defence View post tag: Navalcenter_img View post tag: Fort Meade View post tag: Navy View post tag: News by topic Authorities Fort Meade, Md., area commands advanced 45 Sailors to the rank of chief petty officer (CPO) during a pinning ceremony held at the base pavilion Sept. 13.The ceremony featured active duty and reserve chief selects from U.S. Fleet Cyber Command/ U.S. Tenth Fleet (FCC/C10F), Navy Information Operation Command Maryland (NIOC MD), U.S. Cyber Command, Defense Information Systems Agency, Defense Information School, Defense Courier Service Baltimore, and the Joint Communication Integrations Element.“The history of pinning is a Navy tradition going back 120 years,” said FCC/C10F’s Command Master Chief (SW) Jon Taylor. “These Sailors have spent their entire careers preparing for this moment. Today we are giving them the authority to carry out the duties of a chief.”During the event, the newly appointed chiefs were ceremoniously pinned to the rank of CPO by family members and fellow chiefs.“This is a major milestone for my career,” said FCC/C10F’s Chief Information Systems Technician (SW) Melvin Scott. “I never thought I would end up here, but to finally be selected after 14 years really means a lot to me.”Scott attributes his accomplishments to his parents, both retired CPOs.“Growing up, my parents taught me everything I needed to know about being successful,” said Scott. “I would not be standing where I am today without their guidance.”The pinning served as the culmination of a six-week training program designed to give the Sailors a better understanding of what it means to be a Navy chief.“This training opened my eyes to see the bigger picture,” said NIOC MD Chief Information Systems Technician (IDW/SW) Jermaine Profit.“My goal moving forward is to become a better leader and my focus is on taking care of my junior Sailors.”[mappress]Press Release, September 16, 2013 Back to overview,Home naval-today USA: Fort Meade Hosts Chief Pinning Ceremony View post tag: Ceremonylast_img read more

ESPS Castilla becomes new flagship of operation Atalanta

first_img View post tag: ESPS Castilla The EU-led counter-piracy operation off the coast of Somalia has welcomed its new flagship from the Spanish Navy. On August 6, Spain’s Galicia-class landing platform dock ESPS Castilla joined the operation Atalanta which received a new force commander on the same day.Rear Admiral Alfonso Nanclares from the Spanish Navy assumed command of operation Atalanta’s Force Headquarters (FHQ) from Italian Navy’s Rear Admiral Simone Malvagna. Rear Admiral Nanclares will lead the FHQ at sea for approximately four months.The handover ceremony took place aboard Italian Navy’s FREMM frigate ITS Carlo Margottini, the previous mission flagship, in Djibouti. ITS Carlo Margottini served as mission flagship for four months in what was her first time operating east of Suez.The FHQ will be embarked on ESPS Castilla and is made up of personnel from European Union member and non-member States.The 1999-built Castilla has a displacement of 13,000 tonnes, a top speed of 20 knots and is 160 meters long. She has already served as the flagship of EU Naval Forces off the Somali coast.During the handover ceremony, Rear Admiral Nanclares stated his intention to continue the good work that the previous FHQ achieved on board ITS Carlo Margottini, he said: “I want to pass on my congratulations to my predecessor, Rear Admiral Malvagna and his crew for yet another successful counter-piracy deployment… I am truly grateful to the EU Member States for appointing me as the Force Commander of Operation Atalanta and I realize that the appointment comes with high responsibility.”Since the beginning of the operation in 2008, EU NAVFOR and its counter-piracy partners have been highly effective in reducing pirate attacks off the Horn of Africa. View post tag: Op Atalanta Share this article View post tag: Spanish Navy Photo: Spanish Navy photo of ESPS Castilla View post tag: EU NAVFORlast_img read more

Annual BSB conference takes shape

first_imgThe British Society of Baking spring conference will be held from 11-12 April, with pre-dinner drinks and dinner at the Village Hotel, in Ashton-under-Lyne, and the conference programme the next day at Tameside College.Bakery lecturer Lorna Jones will speak on what Tameside College can offer both students and the industry, while Dr Nigel Davies, manufacturing and technical director for Muntons, will discuss ’Staying Green’. Vera Foreman, training and apprenticeship coordinator at Morrisons, will speak about ’A future in in-store baking’.In the afternoon a panel discussion will be followed by a talk from BSB vice-chairman Sara Autton From Bakery Student to Technical Specialist and a bakery-themed Dragon’s Den, where four Tameside bakery students will present new product ideas to the ’dragons’. For details contact Sharon Byrne on [email protected] or call 01869 247098.last_img read more

Holcomb: National Guard troops remain ready to help local police

first_img Google+ Pinterest WhatsApp IndianaLocalNews Twitter Google+ By Network Indiana – June 1, 2020 0 273 Pinterest (Photo supplied/State Of Indiana) (INDIANAPOLIS) — Governor Holcomb says National Guard troops will remain ready to help local police on a day-by-day basis.Guard troops have deployed in Fort Wayne, and began protecting the statehouse and state-owned monuments after Saturday night’s vandalism. Holcomb says the state doesn’t have to wait for local leaders to ask for assistance, but is deferring to cities’ understanding of their local situation. He says he and State Police are staying in regular touch with mayors and police chiefs across the state.Holcomb says the peaceful protests across Indiana represent a “noble cause” — not just highlighting the injustice of George Floyd’s death, but to push for change. He says the violence that’s replaced those marches at nightfall is another story. He calls the rioters well-organized militants bent on “chaos and destruction,” who have “hijacked” protesters’ message.Holcomb says he didn’t need protests or riots to draw his attention to racial inequities — he says he was already working on those issues, pointing to last year’s passage of a hate-crimes law, and an unsuccessful push this year for workplace accommodations for pregnant women, an issue he vows to return to if he’s reelected. The governor says Indiana also needs to improve minority access to health care and bring more capital into urban areas.Senate Minority Leader Tim Lanane (D-Anderson) responds Republican legislators killed the pregnancy bill, and says the hate crime bill is inadequate, because of a catch-all clause expanding it beyond traditional targets to cover discrimination on any basis. And he says Republicans have refused to require bias training for all police officers. Facebook WhatsApp Twitter Facebook Holcomb: National Guard troops remain ready to help local police Previous articleFort Wayne-South Bend Bishop Kevin Rhoades issues statement about George Floyd deathNext articleElkhart city employees may see pay raise following salary study Network Indianalast_img read more

Genetic genealogy helps ID victim of Green River Killer

first_imgSEATTLE (AP) — Authorities in Washington state say genetic genealogy has helped identify the youngest known victim of one of the nation’s most prolific serial killers. The remains of 14-year-old Wendy Stephens were found nearly 37 years ago near a baseball field. Gary Ridgway, the Green River Killer, has pleaded guilty to murdering 49 women and girls in the 1980s. Four of them were unidentified, including Stephens. Researchers at the DNA Doe Project helped with the identification. The project uses publicly available DNA databases to locate relatives of unknown crime victims. The King County Sheriff’s Office in Seattle said Monday that Stephens had run away from her home in Denver in 1983.last_img

VMEC Expands to Meet Needs of Vermont Manufacturers

first_imgRANDOLPH CENTER, VT — The Vermont Manufacturing Extension Center (VMEC) has recently expanded its statewide field staff with the hiring of Brian Werneke as a Professional Manufacturing Advisor. Werneke will be concentrating on delivering VMEC assistance and services to manufacturers located in the northwest region of Vermont.Brian Werneke joined the 16-member, not-for-profit VMEC team in August 2007. He has more than 13 years of experience in the manufacturing, financial services, professional services and healthcare sectors. Prior to joining VMEC, Brian was a Project Manager for BlueCross BlueShield of Vermont and an Independent Quality Consultant for Whitetail Manufacturing, Inc. in Williston, VT.Brian brings additional expertise to the VMEC team through his extensive experiences as a Strategic Business Analyst and a Strategy and Integration Manager. Brian received a Master of Business Administration from Clemson University in 2001 and is a 1994 graduate of the University of Vermont with a Bachelor of Science Degree in Mathematics. He will be working from VMECs northwest-based office in Burlington. ###About VMECVMEC’s primary mission is “To improve manufacturing in Vermont and strengthen the global competitiveness of the state’s smaller manufacturers.” This is done through professional consulting, one-on-one coaching and public/onsite workshops to help Vermont’s approximately 2,000 small and medium sized manufacturers increase their productivity, modernize their manufacturing and business processes, adopt advanced technologies, reduce costs, and improve their competitiveness. Visit www.vmec.org(link is external) for more information.last_img read more

VTrans to begin planning for additional ferry service in the wake of the Champlain Bridge closure

first_imgThe sudden and immediate closing of the Champlain Bridge connecting Chimney Point, Vermont, to Crown Point, New York, has prompted Governor Douglas to direct Transportation Secretary David Dill to begin immediate planning and preparation for extended additional ferry service.  Service will begin as soon as possible should the inspections now underway conclude that the bridge will need to remain closed indefinitely while repairs are being made.  The bridge carries about 3,400 vehicles a day, which will now have to travel north or south to cross the lake.“Detours are time consuming and costly.  This is not just about convenience; this is an economic burden as well as a safety issue,” said Governor Douglas.  “For some Vermonters, their economic wellbeing depends on being able to travel between Vermont and New York on a daily basis.  And many New Yorkers rely on hospital services in Vermont.  That is why I want to be sure that we are doing all we can to find a short-term solution for the thousands of Vermont and New York residences whose lives have been disrupted by this emergency situation.”While ensuring the safety of the bridge and preventing a potentially dangerous accident is paramount, having an alternative that is safe, efficient and affordable is also a top priority.  Secretary Dill is reaching out to Lake Champlain Transportation as well as the Ticonderoga Ferry which operates a smaller 18 car cable ferry between Shoreham, Vermont, and Fort Ticonderoga, New York, to coordinate efforts. The ferries charge a fee. The next common land crossing into New York is down in Fair Haven, about 35 miles.“I want to be sure that once the inspections are complete, should the bridge be deemed unsafe to reopen, that Vermont and New York are ready with short and long term plans for the quick implementation of a safe, affordable alternative crossing,” the Governor added.Depending on the extent of the damage, long-term planning which VTrans is hard at work on now could include a temporary bridge or possibly a federal earmark for emergency funds to repair or replace the existing bridge.  “Even though New York is the lead on this, we are going to do everything we can in Vermont to be sure that a solution is found,” Douglas concluded. Source: Governor’s office. 10.20.2009###last_img read more