Watch Herbie Hancock Meet Up With Trey Anastasio For A Memorable Jam Session In The Barn

first_imgThe Barn was a magical place. Trey Anastasio‘s custom studio in Vermont was used for many a Phish recordings in the late 90s and early 2000s, with the Trey Anastasio Band also taking up residency there to record their early albums. Other artists have also taken advantage of the serene settings that The Barn provides, with Béla Fleck, Toots & the Maytals, Umphrey’s McGee, John Medeski, Patty LaBelle, The Slip, and more all making the trek to the Green Mountains to record some tracks. With that in mind, The Barn has taken on a somewhat mythical vibe, as musicians know that it’s a place where they can get incredible musical results.Back in 2004, jazz icon Herbie Hancock did just that, as he journeyed to The Barn to record a song for his at-the-time forthcoming album. He brought along some true heavy hitters to add to the recording, as veteran jazz bassist John Pattituci, funky drummer Steve Jordan, and world-renowned percussionist (and original TAB member) Cyro Baptista joined Anastasio and trumpeter Jennifer Hartswick for an unforgettable jam session. Hancock and Anastasio are two of the most impressive improvisers on the planet, so this session would be one for the ages.Thankfully, there was a camera crew on hand at The Barn to capture this unique and impressive moment. The video showcases the process that went into the arrangement and recording process, with Anastasio and Hancock having several in-depth conversations about the style they were going for, using Hancock’s eclectic experience in the jazz world as a launching pad for several musical ideas. It’s an awesome video to watch, with so many musical masters creating a beautiful piece of music. Check out the video below, and also check out the final product, “Gelo Na Montanha” from Hancock’s 2005 album Possibilities.Watch Herbie Hancock and Trey Anastasio record “Gelo Na Montanha”, courtesy of YouTube user Joe RiouxListen to “Gelo Na Montnanha” by Herbie Hancock, featuring Trey Anastasio, John Pattituci, Steve Jordan, Cyro Baptista, and Jennifer Hartswick below, courtesy of YouTube user mandobanjoguitar.last_img read more

New territory

first_imgA consortium led by scientists at the University of Oxford and Harvard Medical School has constructed the world’s most detailed genetic map.A genetic map specifies the precise areas in the genetic material of a sperm or egg where the DNA from the mother and father has been reshuffled in order to produce this single reproductive cell. The biological process whereby this reshuffling occurs is known as “recombination.” While almost every genetic map built so far has been developed from people of European ancestry, this new map is the first constructed from African-American recombination genomic data.“This is the world’s most accurate genetic map,” said David Reich, professor of genetics at Harvard Medical School, who co-led the study with Simon Myers, a lecturer in the Department of Statistics at the University of Oxford.African-Americans often have a mixture of African and European ancestry from over the last 200 years. Reich and Myers are experts in analyzing genetic data to reconstruct the mosaic of regions of African and European genetic ancestry in DNA of African-Americans. By applying a computer program they wrote, Anjali Hinch, first author and a post-graduate student at Oxford University’s Wellcome Trust Centre for Human Genetics, identified the places in the genomes where the African and European ancestry switches in almost 30,000 people, detecting about 70 switches per person. These areas corresponded to recombination events in the last few hundred years. Thus, the researchers identified more than 2 million recombination events that they used to build the map.The researchers were surprised to find that positions where recombination occurs in African-Americans are significantly different from those in non-African populations.“The landscape of recombination has shifted in African-Americans compared with Europeans,” said Hinch.Myers added, “More than half of African-Americans carry a version of the biological machinery for recombination that is different than Europeans’. As a result, African-Americans experience recombination where it almost never occurs in Europeans.”The findings will be published in the July 21 edition of Nature.An independent study that used a similar strategy to build a genetic map in African-Americans — led by University of California, Los Angeles, scientists Daniel Wegmann, Nelson Freimer, and John Novembre — will be published in Nature Genetics.Scientists have only recently begun to explore the genetic differences between individuals and populations — and the role those differences play in human health. In that respect, the first draft of the human genome, completed a decade ago, was only a starting point for understanding the genetic origins of disease.As researchers begin to parse those differences, a crucial tool is a genetic map, which in this case was based on where recombination has occurred across the genome.  Recombination, together with mutation, accounts for all the genetic (and thus physical) variety we see within species. But while mutation refers to the errors introduced into single locations within genomes when cells divide, recombination refers to the process by which huge chunks of chromosomes are stitched together during sexual reproduction.But this stitching process occurs only at specific locations. In a prior set of papers, Myers and his colleagues identified a DNA code, or motif, that attracted part of the recombination machinery, a gene called PRDM9. Knowing the motif, a string of 13 DNA letters, researchers could zero in on the locations where recombination typically occurred — “recombination hot spots.”“When recombination goes wrong, it can lead to mutations causing congenital diseases, for example diseases like Charcot-Marie-Tooth disease, or certain anemias,” said Myers.Said Reich, “The places in the genome where there are recombination hot spots can thus also be disease hot spots. Charting recombination hot spots can thus identify places in the genome that have an especially high chance of causing disease.”The researchers discovered that the 13 base-pair motif that is responsible for many of the hot spots in Europeans accounts for only two-thirds as much recombination in African-Americans. They connected the remaining third to a new motif of 17 base pairs, which is recognized by a version of the recombinational machinery that occurs almost exclusively in people of African ancestry.These findings are expected to help researchers understand the roots of congenital conditions that occur more often in African-Americans (due to mutations at hot spots that are more common in African-Americans), and also to help discover new disease genes in all populations, because of the ability to map these genes more precisely.The study was possible because of collaboration from 81 co-authors, using DNA samples from five large studies that have been carried out to study common diseases such as heart disease and cancer, funded by the National Institutes of Health, the Department of Defense, and many private foundations.Said James Wilson, a professor at the University of Mississippi Medical Center who was responsible for coordinating the collaboration, “All the co-authors worked together in an incredibly collegial way to put together the enormous set of samples and high quality genetic data that made this study a success.”The recombination map is here.last_img read more

NDFS provides new food options

first_imgSay goodbye to Greenfields and Irish Ink and welcome Au Bon Pain Express, Einstein Bros. Bagels, Starbucks Coffee and a new catering service offered by Notre Dame Food Services this school year.Greenfields, the cafe formerly located in the Hesburgh Center for International Studies, ceased operations Aug. 22, associate director of Retail Food Service Operations Mark King said. An Au Bon Pain (ABP) Express will take over the location at the end of this month, following minor renovations. The location will offer many of the same pre-packaged sandwiches, salads and fresh pastries available in the Hesburgh library branch and the hours — 8 a.m. to 2 p.m. on weekdays — will remain the same.“The Greenfields change was in response to continuing declining customer transactions and a change in patron dining patterns over a number of years,” director of Notre Dame Food Services, Chris Abayasinghe, said.Some students were excited about the expansion of ABP but voiced their disappointment at the loss of Greenfields.“Greenfields offered diversity in food to campus, and although I like ABP, Greenfields will be sorely missed,” junior Laura LeBrun said.“The best grilled cheese on campus is now gone,” junior Lisa Wuertz added.The space that served as Greenfields’ kitchen area for 23 years will be converted for ABP catering, which will make a new catering menu available for campus events. Box lunches for events will be replaced by ABP bag lunches, Abayasinghe said. This change is in conjunction with the University’s launching of the Center for Culinary Excellence (CCE), which is set to release new catering menus on Monday.“We serve over 8,000 events per year, and a majority of these events were coming out of our kitchen at North Dining Hall,” Abayasinghe said. “The Catering program outgrew the infrastructure at NDH, and we made the investment at CCE after careful thought and review.”Food service changes also are underway at two locations of the Hammes Notre Dame Bookstore. Einstein Bros. Bagels will replace Irish Ink in the campus bookstore with an expected opening date of Nov. 10, Abayasinghe said. Renovation of the space is scheduled to begin Oct. 20. When completed, the branch will offer a full menu, and its hours will align with those of the bookstore. David Werda, director of retail operations, hopes the brand’s popularity will bring new life to the store.The bookstore location on Eddy Street now includes a Starbucks Coffee, which opened Aug. 18. The branch includes a new full-service cafe with Notre Dame-themed decor.“We are looking at a retail study to review all of our restaurants on campus,” Abayasinghe said. “Stay tuned.”Tags: Au Bon Pain, Einstein Bros., Greenfields, Notre Dame Food Services, Starbuckslast_img read more

Goodrich Vermont gets $31.5 million Army contract helicopter diagnostics unit

first_imgSenator Patrick Leahy (D-VT) says a new $31,497,430 US Army contract with Goodrich for additional units of the company’s groundbreaking helicopter maintenance diagnostic system, produced by the firm’s facility in Vergennes, will further extend the plant’s planning horizon and underscores again how firmly the advanced system has quickly taken its place as a key maintenance feature of US military helicopter programs.  Leahy just last month announced an extension of a Navy contract for the system.Goodrich’s Health and Usage Management Systems (HUMS) give mechanics feedback on a helicopter’s engine performance, structural performance, and rotor function and wear, allowing a helicopter to be serviced before major systems fail. As a senior member of the Senate Appropriations Committee and of its Defense Subcommittee, Leahy was instrumental early on in promoting the concept and technology behind HUMS.  Through those efforts HUMS units have become standard equipment on U.S. military helicopters.Leahy announced that the modification to an existing Army contract will allow for the additional purchase of 135 new on-board HUMS, as well as 170 new ground support equipment modules for on-board HUMS.  These systems will be used in UH-60 “Black Hawk” and HH-60 “Pave Hawk” helicopters.Leahy said the contract extension has been hoped for and expected, and with it the new business will keep the HUMS production line going and protect Vermont jobs.  With each new HUMS contract extension, Vergennes attracts more investment by Goodrich and new product lines for design, development, and production, including the company’s new Guidance, Navigation, Control, and Targeting System and the expansion of HUMS into the civilian aircraft market.Leahy joined Goodrich employees twice this year to mark shipment of the 2000th helicopter system and other successes of the workforce at the Vergennes facility.Source: VERGENNES, Vt. (FRIDAY, Oct. 1, 2010) – Senator Patrick Leahylast_img read more

U.S. Solar Tariffs Will ‘Fail to Generate Material Benefits and Cause Collateral Damage’

first_img FacebookTwitterLinkedInEmailPrint分享S&P Global Market Intelligence:Most doubt the duties will be enough to support a big new wave of American cell and panel manufacturing.“Across the board, Trump’s solar tariffs fail to generate material benefits and cause collateral damage,” Varun Sivaram, a science and technology fellow at the Council on Foreign Relations, tweeted on Jan. 23.Whatever political fallout Trump may face as a result of potential job losses could be compounded if tariffs trigger a broader trade fight. South Korea, China and Mexico said they would contest Trump’s decision, including with complaints to the World Trade Organization, or WTO.“The U.S. government took actions in consideration of its domestic political situation, rather than abiding by international regulations,” South Korea Trade Minister Kim Hyun-chong said, according to The Korea Herald.WTO policy stipulates that safeguards only be used in response to unforeseen events. In December 2017, the U.S. International Trade Commission said the recent surge of imported solar cells and panels was caused by China’s unexpected failure to implement agreed-to market reforms since becoming a WTO member, as well as efforts by Chinese and Taiwanese solar equipment manufacturers to evade previously-imposed tariffs.The WTO is notoriously slow-moving, however, and its opinion may not mean much to Trump. “There’s equal parts giving the finger to China and giving the finger to the WTO in this decision,” Book said of the solar tariffs. “I don’t think the Trump administration will be too sad about a WTO challenge. That’s the kind of confrontation they rhetorically and politically benefit from.”Outside of the WTO, China may try to pressure the U.S. in “invisible” ways, Height Securities LLC analyst Katie Bays said in a client note. For example, a plan by China Energy Investment Corp. Ltd. to invest $83.7 billion in shale gas development and chemical manufacturing in West Virginia could be “a powerful bargaining chip to informally pressure Trump to back off on solar tariffs,” Bays said.“The story is not over, and the next chapter may be even more dramatic,” she added.More: Solar tariffs, while restrained, offer little upside and create potential risk U.S. Solar Tariffs Will ‘Fail to Generate Material Benefits and Cause Collateral Damage’last_img read more

98 Percent: The public overwhelmingly wants more protections for Pisgah

first_imgThe public overwhelmingly wants more protections for Pisgah.The results are in. Nearly 15,000 comments have flooded the Forest Service as it prepares to release a 20-year management plan for the Pisgah-Nantahala National Forest. This plan will decide how much forest will be cut and how much will be protected.98 percent of the comments support stronger protections for the forest.The University of North Carolina at Asheville and Blue Ridge Outdoors Magazine read and analyzed all 14,577 comments submitted to the Forest Service as of April 2, and 14,278 favored more protection for Pisgah. 261 comments, or 1.8%, advocated for more logging and fewer protections. (38 comments, or 0.2% were miscellaneous comments unrelated to the forest plan.)The results are not entirely surprising. Overwhelmingly, most users of the Pisgah-National Forest are outdoor enthusiasts who want to protect the places where they play. According to the Forest Service’s 2014 Forest Assessment, the vast majority of visitors to Pisgah-Nantahala National Forest are hikers, bikers, runners, paddlers, climbers, anglers, naturalists, photographers, and nature-seeking outdoor enthusiasts.And their numbers are increasing. The Pisgah-Nantahala National Forest is the second most-visited national forest in the country. Seven million people visited the Pisgah-Nantahala last year, and most of them came to hike, camp, and enjoy its scenic wonders.PLACES NEEDING PROTECTIONPublic comments focused on safeguarding these 20 areas of Pisgah national forest most often (from the 2018 Pisgah-Nantahala Forest Plan Public Comments analysis):Big Ivy/CraggySnowbird WSAOverflow WSAHarpers Creek/Lost CoveBlack MountainsLinville GorgeDaniel Ridge/Farlow GapCedar RockBald MountainsTusquitee BaldArt Loeb TrailAppalachian TrailMountain to Sea TrailNorth Mills RiverShining Rock/Middle ProngUpper SanteetlahJoyce Kilmer ExtensionPanthertown ValleyTellicoCheoah BaldIncreasingly, visitors are coming from Charlotte, Raleigh, Atlanta, Knoxville—and beyond. They are bringing tourism dollars and helping to revitalize many areas of Western North Carolina. Today, the forests’ scenery and recreational opportunities are worth more than the short-term profits from board feet of timber. Logging has played an important role in Western North Carolina’s history, and some timber harvests can certainly continue in the 1.1-million acre forest. But in the 21st century, recreation and tourism are the economic engines of the mountains. Pisgah-Nantahala’s forests are now far more valuable standing than cut down.Despite the clear economic benefits and widespread public support for more protections, so far the Forest Service has not responded with any new permanent protections.Instead, their preliminary draft plan released last year calls for substantial increases in logging throughout the Pisgah-Nantahala. Iconic footpaths like the A.T., Mountains to Sea Trail, Benton Mackaye Trail, Bartram Trail, and Art Loeb Trail are largely unprotected from logging. Most of Pisgah’s world-class singletrack would be open to timber harvests, too. Over 25,000 acres of old-growth forests are unprotected. And over 155,000 acres of special recreational and biological areas—including many trout streams, whitewater creeks, and drinking water sources—are also vulnerable.The people have spoken. 98 percent want these public lands protected and unspoiled for their kids and grandkids to enjoy. They want the Forest Service to invest in the future. They want the forest plan—scheduled to be released this summer—to reflect 21st-century priorities. They want the Forest Service to fulfill its mission of providing the greatest good for the greatest number in the long run.We are hopeful that the Forest Service will draft a forest plan that recognizes the overwhelming public support for stronger protections in the Pisgah-Nantahala. This national forest belongs to all of us.Will Harlan, Editor-in-Chieflast_img read more

Lawyers must designate an inventory attorney

first_img Lawyers must designate an inventory attorney February 1, 2006 Regular News Lawyers must designate an inventory attorneycenter_img To protect clients of an attorney who unexpectedly dies or otherwise becomes unable to practice, the Florida Supreme Court recently amended Bar rules — at the Bar’s request — to provide that members who practice in-state must designate an inventory attorney.The amendment to Rule 1-3.8 took effect January 1, and the best and easiest way to designate an inventory attorney is to do it online at floridabar.org.Inventory attorneys take possession of the files of a member who dies, disappears, is disbarred or suspended, becomes delinquent, or suffers involuntary leave of absence due to military service, and no other responsible party capable of conducting the member’s affairs is known. The inventory attorney has the responsibility of notifying all clients that their lawyer is no longer able to represent them. The inventory attorney also may give the file to a client for finding substitute counsel; may make referrals to substitute counsel with the agreement of the client; or may accept representation of the client, but is not required to do so.Designated inventory attorneys will be contacted when the need arises and will be asked to serve. Because circumstances change, the designated inventory attorney is not obligated to serve. Inventory attorneys are not directly compensated but may receive reimbursement from The Florida Bar for actual costs incurred while carrying out the duties of an inventory attorney.Only those members who practice in Florida — regardless of where they live — must make a designation. Members who are eligible to practice in Florida, but who do not do so, are not required to designate an inventory attorney.Lawyers who practice in Florida — regardless of whether they reside in the state — even if they have only one client (such as in-house counsel or if they represent governmental entities) are required to designate an inventory attorney.Here are answers to common questions about the rule: Who is not required to designate an inventory attorney? A Florida Bar member who lives in another state and does not practice at all in Florida is not required to designate an inventory attorney, even if the nonresident member is eligible to practice law in Florida.Florida judges and other members who are precluded from practicing law by statute or rule also are not required to designate.Florida resident members engaged in other occupations, even if eligible to practice law in Florida, are not required to designate. Who may be designated as an inventory attorney? Only other members of The Florida Bar may be designated as an inventory attorney.Designated inventory attorneys must be eligible to practice law in Florida. They are not required to be practicing, only that they be eligible to do so.Resident and nonresident members of the Bar may be designated as inventory attorneys. How are inventory attorneys appointed? When the need for an inventory attorney arises, Bar counsel will verify that the designated inventory attorney is eligible to practice law in Florida and shall contact the designated inventory attorney. If the designee agrees to serve, Bar counsel will file a petition with the local circuit court for appointment of the inventory attorney and secure an order of appointment. How do I designate an inventory attorney? The easiest way is to visit the Bar’s Web site at floridabar.org. Go to “Member Profile” and look for the “Inventory Attorney Designation” link and fill out the online form. You must already be registered and have an online password to be able to fill out and submit the online form. Members who are not yet registered may follow the instructions on the Web site and fill out the form once they receive their password. How often must I make a designation? Once a designation is made another designation is not required unless the originally designated inventory attorney is no longer willing or able to serve. In such event designation of another inventory attorney may be made online. Is the requirement to designate an inventory attorney applicable to government lawyers? Yes. The rule applies to all members of The Florida Bar who have clients. This rule is designed to try and help clients in times when their lawyer is unexpectedly unavailable. I am a government lawyer. Who should I designate? This rule also applies to the lawyer staff of the Bar’s Lawyer Regulation Department. The way in which those agency lawyers have complied with the rule is by designating their supervisors. Their supervisors have designated the next level supervisors, and so on. Other government/agency lawyers could do likewise. I am a member of The Florida Bar practicing in Florida, but am employed by a federal agency and the only person authorized by federal rule or law to see my files is a lawyer who is not a member of The Florida Bar. What do I do? Do not designate an inventory attorney. You should follow the applicable federal rule or law. However, you should contact the Bar and relay your circumstances so that we may acknowledge this advice. I am a member of The Florida Bar practicing in Florida. I have tried to obtain someone willing to serve as my designated inventory attorney, but I am not able to do so. What do I do? You cannot compel someone to do something that they are not required to do. If, after reasonable efforts, you are unable to obtain a volunteer, contact the Bar and relate those facts. You will receive a response acknowledging your efforts, requesting you to make periodic new attempts to designate, and advising you that no enforcement action will be undertaken, based on your representations. If I need to contact the Bar, how do I do that? You may contact the Bar by e-mail at [email protected]; by calling the Lawyer Regulation Dept. at 800-342-8060, ext. 5839; or by writing to Department of Lawyer Regulation, The Florida Bar, 651 East Jefferson Street, Tallahassee 32399-2300. How often must I designate an inventory attorney? Once you have designated an inventory attorney you need not do anything else unless that attorney becomes unavailable or unwilling and you are aware of that change of circumstance. If this happens, go online to floridabar.org and edit your Bar profile information with your new designation, or write the Bar at the address provided above and give us this new information.Text of inventory attorney rule RULE 1-3.8 RIGHT TO INVENTORY (a) Appointment; Grounds; Authority. Whenever an attorney is suspended, disbarred, becomes a delinquent member, abandons a practice, disappears, dies, or suffers an involuntary leave of absence due to military service, catastrophic illness, or injury, and no partner, personal representative, or other responsible party capable of conducting the attorney’s affairs is known to exist, the appropriate circuit court, upon proper proof of the fact, may appoint an attorney or attorneys to inventory the files of the subject attorney (hereinafter referred to as “the subject attorney”) and to take such action as seems indicated to protect the interests of clients of the subject attorney. (b) Maintenance of Attorney-Client Confidences. Any attorney so appointed shall not disclose any information contained in files so inventoried without the consent of the client to whom such file relates except as necessary to carry out the order of the court that appointed the attorney to make the inventory. (c) Status and Purpose of Inventory Attorney. Nothing herein creates an attorney and client, fiduciary, or other relationship between the inventory attorney and the subject attorney. The purpose of appointing an inventory attorney is to avoid prejudice to clients of the subject attorney and, as a secondary result, prevent or reduce claims against the subject attorney for such prejudice as may otherwise occur. (d) Rules of Procedure. The Florida Rules of Civil Procedure are applicable to proceedings under this rule. (e) Designation of Inventory Attorney. Each member of the bar who practices law in Florida shall designate another member of The Florida Bar who has agreed to serve as inventory attorney under this rule. When the services of an inventory attorney become necessary, an authorized representative of The Florida Bar shall contact the designated member and determine the member’s current willingness to serve. The designated member shall not be under any obligation to serve as inventory attorney.last_img read more

CISA clears Senate procedural hurdle: NAFCU

first_imgThe Senate invoked cloture on a manager’s amendment Thursday on the NAFCU-backed S. 754, the “Cybersecurity Information Sharing Act” (CISA), which sets the stage for the Senate to complete its work on the measure next week.Sponsored by Sens. Richard Burr, R-N.C., and Dianne Feinstein, D-Calif., the bill aims to bring greater security for financial data through faster, more efficient sharing of cyber-threat information among the business and government sectors.The Senate began considering amendments to the bill Thursday. Among these was an amendment from Sen. Rand Paul, R-Ky. Opposed by NAFCU and later voted down, the measure would have made companies liable for inadvertent violations of terms of service or privacy agreements. NAFCU lodged its opposition in a letter sent jointly with other financial industry trades.NAFCU also signed on to a joint letter with three other financial trades to raise concerns about other proposed amendments, including those introduced by Sens. Patrick Leahy, D-Vt., Al Franken, D-Minn., Ron Wyden, D-Ore., and Jeff Flake, R-Ariz., regarding the definition of a cyber threats, how long the measure would be in effect, and other aspects of the bill. The trades argue that the amendments would create ambiguities and complications in the bill’s language and otherwise undermine the measure. continue reading » 10SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblrlast_img read more

Capacity building makes mission possible

first_imgScott is the Principal of Your Credit Union Partner, PLLC.Your Credit Union Partner (YCUP) is a trusted advisor to the leaders of more than 100 credit unions located throughout … Web: www.yourcupartner.org Details At the root of credit unionism is capacity building. Original credit union capacity-building activities included affordable access to credit, financial education, and products for promoting thrift. Mottos like “People Helping People”, and “Not for profit, not for charity but for service” accurately described our capacity-building mission.Times may have changed, but the credit union mission and interest in making people’s lives better through capacity-building activities haven’t. It’s this mission and the opportunity to build capacity that motivates us to reach for and do more.The credit unionistas we run with are enthusiastically engaged at multiple levels of capacity building. It’s a constant stream of inspirational stories of how credit unions are making a meaningful difference for their members, organization and the communities they serve. Here are a few examples of how credit union capacity building works:Direct Credit Union –Smaller credit unions receiving high-impact assistance like staffing, technology, training and other support services from larger credit unions located in their market. All this without fees or strings attached. They are not merger-focused missions, rather they are commitments to the credit union difference, with larger credit unions committed to and believing in these smaller credit unions – this makes our movement stronger.Grants –There are a several well-known grants available that are specific to capacity building. NCUA grants for low-income credit unions are a great example. During the last NCUA grant round, Community Underserved Outreachdevelopment grants were available up to $100K, with NCUA awarding a total of 11 grants in the amount of $972,742. Credit union league and association foundations also provide amazing support for credit unions looking to increase their capacity to do good. I’m inspired by the Northwest Credit Union Association’s Foundationgrant program, committing funding to help solve workforce housing issues in the Pacific Northwest. Credit unions are using these funds to expand affordable access to housing in flexible and innovative ways. Of course, the big capacity-building grant dollars are U.S. Treasury Community Development Financial Institution (CDFI) grants. Here, credit unions of all sizes are leveraging grants up to $1 million to increase lending and development capacity for consumers and small businesses within their communities. At the end of the day, these grants help credit unions help more people. It’s a deeper level of financial inclusion that leads to home ownership and affordable access to credit and financial services.What more can we do?The capacity work we do with grants, partnership development and community-minded business development plans are a source of inspiration. It’s a natural desire to find more ways to do what you love. It’s this desire to build capacity and achieve a greater impact that had a few of us, YCUPand our friends at Your Marketing Company, Uncommn Marketing Partnersand Leverage Pointto ask ourselves what more can we could collectively do to help credit unions achieve more.Considering that we work with a large group of smaller-sized credit unions. Some of whom are among the most successful credit unions in the country. We decided it would be fun to seek out and find a smaller credit union that is in need of the right tools and advice to increase their capacity. It was our creative friends at Your Marketing Company that had the fun idea to create a national contest to find the right credit union that could benefit with support and guidance to help them grow and fulfil their mission.To learn more, be sure to visit CUimpossible.com.Why it mattersThe credit union movement is stronger and more effective when we work together. It’s the hallmark of our successful past and there are opportunities all around us to lend a hand to help each other increase capacity, to make more of an impact, and in doing so, more clearly differentiate how credit unions are clearly different and better.A heartfelt thank you to those credit union leaders and organizations that consistently step up. You make a meaningful difference and inspire others to follow your example. Collectively, we have made a lot of progress, but there is more work to do. Truly, the credit union space is better together. 12SHARESShareShareSharePrintMailGooglePinterestDiggRedditStumbleuponDeliciousBufferTumblr,Scott Butterfieldlast_img read more

Sold On Gold Coast: the best spots to bag a bargain in the south

first_img 2. Varsity Lakes Despite being on the beachfront, Tugun is considered cheap in comparison to some of its neighbouring suburbs.Tugun is so laid back its residents have given its already short title a nickname.Fondly known as Tugz (pronounced choogs), the beachside suburb on the southern Gold Coast is popular because of its village vibe. Located on the NSW and Queensland border, it is a small suburb nestled between Currumbin and Bilinga.It has arguably one of the best beaches but surprisingly, that’s not what people love most about it.The real charm is in its quiet streets, cafe culture and fish and chip shops.A number of fancy new restaurants and quirky cafes have popped up in Tugun Village over the past few years while a major upgrade to Golden Four Drive has made it easier and safer for cyclists and pedestrians to use. Despite being 15km from bustling suburbs like Broadbeach, Tugun has managed to retain the “old Gold Coast feel”.It has a diverse range of properties on offer, including old beach shacks and luxury homes.Several multimillion-dollar sales have been recorded in the suburb within the past year.An original two-storey beach house fetched $2.95 million at auction last year while an elevated house with sweeping views of the coastline sold for $1.135 million in April. Million-dollar homes aside, it is one of the Coast’s more affordable suburbs for both houses and apartments, according to latest CoreLogic data. Its median house price reached $635,000 following 2.4 per cent growth in the past year and 16 per cent in the past three years.The median unit price is $460,750 following 2 per cent growth in the past year and 15.9 per cent in the past three years.As Tugun is right next to the Gold Coast Airport, it is often the first suburb new arrivals see when they head north towards Surfers Paradise. 1. Mudgeeraba MORE NEWS: The three most expensive suburbs at the heart of the GC Median house price: $635,000 Median house rent: $620/weekMedian unit price: $460,750 Median unit rent: $455/weekAverage days on market: 37.5 Average hold period: 13 yearsPopulation: 6588Average weekly household income: $1288Median age: 41 Median house price: $599,000 Median house rent: $580/weekMedian unit price: $419,000Median unit rent: $460/weekAverage days on market: 44 Average hold period: 9 yearsPopulation: 15,026 Average weekly household income: $1363Median age: 34 Varsity Lakes, which is one of the south’s main activity hubs, has a lot to offer residents on the hunt for a bargain.Varsity Lakes has come a long way since its days as Stephens Swamp. Originally named after former Brisbane mayor and owner of the area Thomas Stephens in the 1860s, the suburb was renamed in 2003. Its reputation needed a reboot as it was known as a low socio-economic area — it now has a much more up-market image.More from news02:37International architect Desmond Brooks selling luxury beach villa10 hours ago02:37Gold Coast property: Sovereign Islands mega mansion hits market with $16m price tag1 day agoThe $2 billion masterplanned community, which was developed by Lendlease in 1999, had an aim of creating a mixed-used area with an emphasis on job creation and blending residential, commercial and education in a village setting. The urban village feel of the area steered clear of the traditional high rise, beaches and bikinis vibe the Gold Coast is known for. Open space was at the forefront of the design with the area offering an 80ha lake, 56ha of open space and 20km of walking and bike tracks. The housing estates were built around Lake Orr, so those wanting to buy a relatively new waterfront home might find what they are after in Varsity Lakes. The suburb has a $599,000 median house price. Bond University also sits on the shores of Lake Orr and was Australia’s first private non-profit university. There are about 1000 staff and 4000 students who attend the institution. It has a focus on society, design, health sciences, medicine, business and law degrees. Adjacent to the university is the acclaimed Varsity College which caters from prep to Year 12. Varsity Lakes is nestled between Burleigh Waters and Robina with easy access to the Gold Coast’s second-largest shopping complex, Robina Town Centre. Two waterfront suburbs are among the three most affordable in the city’s south.THE city’s southern suburbs are renowned for their pristine beaches, village-like communities and laid-back vibes — that’s why so many people want to live there.But where are the best places to buy a property that won’t break the bank?Mudgeeraba, Varsity Lakes and Tugun were the three most affordable areas in the Gold Coast’s south as featured in the Bulletin’s Sold On Gold Coast — the Glitter Strip’s ultimate property guide.This is what makes these areas not only affordable but highly sought after. 3. Tugun MORE NEWS: Hot spots for luxury homes Median house price: $591,000 Median house rent: 550/weekMedian unit price: $41,500 Median unit rent: $433/weekAverage days on market: 34 Average hold period: 9 years Population: 13,624 Average weekly household income: $1550Median age: 38 Mudgeeraba is one of the south’s most affordable suburbs.Driving through the streets of the Mudgeeraba township is like stepping back in time.Its older-style country buildings and friendly residents give it a village charm that is hard not to love. It is one of the Coast’s larger suburbs bordered by Tallai, Worongary, Merrimac, Robina, Varsity Lakes, Reedy Creek and Bonogin. Located on the western side of the Pacific Motorway, it seems like a world away from the hustle and bustle of the Glitter Strip. But it is actually becoming more popular among younger demographics because it is only a short drive to the beach without the hefty price tag. With a median house price of $591,000, the suburb appeals to first-home buyers, growing families and investors.It has a mix of residential and small acreage properties.The area has long been popular among people who enjoy the country lifestyle.Like many country towns, it has a beloved old hotel that has stood for more than 100 years.The original Mudgeeraba Hotel, now known as the Wallaby Hotel, still remains today despite being built in 1884.It is also home to the Mudgeeraba Farmers’ Market, which is believed to be the oldest on the Gold Coast.Held at the Mudgeeraba Showgrounds on the second and fourth Saturday of each month, the market offers produce, coffee, jams, cheese, wine and baked goods from around the area. The suburb also has quaint restaurants, bed and breakfasts, cafes and art and craft galleries.One of the suburb’s major attractions is the annual Mudgeeraba Show, which showcases everything the area has to offer.As it is at the foot of the Hinterland, many people often travel through the suburb to get to Springbrook National Park. Source: CoreLogic data to April 2019last_img read more